Specialty casualty

Our excess and umbrella liability solutions from Ironshore can help protect businesses’ catastrophic claims. Our team is ready to deliver expert underwriting, responsive service, and tailored solutions.

Coverage highlights:

• Up to $5M in supported lead umbrella capacity
• Up to $25M excess capacity
• Available on an occurrence or claims-made basis

Target classes:

• Higher education
• Construction Practice
• Manufacturers (non-industrial heavy equipment, food & beverage)
• Real estate
• Religious Institutions
• Sporting Teams and Venues

Our general liability solutions from Ironshore offer a flexible approach and comprehensive coverage for an array of general liability risks.

Coverage highlights:

• Primary limits: $1M/$2M/$2M, $2M/$2M/$2M, $2M/$4M/$4M
• Available on a claims-made and occurrence basis

Target classes:

• Manufacturers
• Distributors
• Commercial contractors
• Wholesalers

Selective classes:

• Commercial wrap-ups and projects
• Real estate
• Misc. service operations

In the construction industry, even a “simple” project can result in complex liability challenges. Our construction solutions from Ironshore deliver expert underwriting, responsive service, and targeted solutions for the construction sector.

Specialty solutions:

• Designers and contractors professional liability. Helps protect design-build contractors against claims alleging defects or other mistakes during construction projects.
• Owners protected and professional indemnity. Offers added protection over primary professional liability policies and can help safeguard project owners against damages resulting from first- and third-party claims of negligence. Learn more

Target classes:

• Preferred practice classes: civil contractors, communication contractors, electrical contractors, HVAC/mechanical contractors, commercial general contractors
• Selective practice classes: machines/equipment contractors, process engineers/contractors, soil and geotech contractors, structural contractors, residential general contractors
• Preferred project types: municipal, manufacturing/industrial hospitality, institutional, apartments, retail and commercial, infrastructure (roads/bridges/rail)
• Selective project types: heavy civil, convention centers, stadiums, arenas, oil and gas downstream, casino and resorts, residential

When work takes place on or close to railroad tracks, having the right insurance protection is critical. We are ready to help, bringing expert underwriting, responsive service, and targeted solutions to address the unique and complex exposures of the railroad sector.

Our railroad liability solution helps protect railroad operations against first- and third-party risks and includes the following coverages:

• Commercial Railroad Liability
• Excess liability (property and liability)
• General liability (GL)
• Railcar lessors (contingent liability)
• Railroad property
• Railroad protective liability
• Tourist railroad liability

Coverage highlights:

• Primary and excess limits up to $25M (excluding primary GL)
• Primary general liability limits up to $5M
• Property limits up to $10M
• Available on a claims-made and occurrence basis for liability coverages

Our solutions are ideally suited for freight and passenger railroads, railcar lessors, railroad excursion and passenger operations, and track and maintenance contractors.