Premium audit: Services that deliver
As your business operations change, so may your insurance premium. At Liberty Mutual Insurance, we conduct premium audits to make sure that your insurance payment accurately reflects your business operation and you only pay for what you need. At the same time, we also want to deliver the best experience possible. Whether you are expanding your business, starting a new endeavor, or simply adding a product or service, our team is ready to help, with services such as:
- Convenient online, virtual, and personal (physical) audits
- Guidance on state rules and audit processes
- Guidance on how to organize business records
- Clarification on exposure inclusions and exclusions
- Preliminary and interim account reviews
Review our premium audit resources for more information.
Online audit (eReport)
Review information about our online reporting capabilities available to small business policyholders and explore FAQs.
Find out more about the physical audit process available for larger customers and review FAQs.
Contact Premium Audit online
Contact our premium audit customer service team via our online request form.
Common terms and definitions
Review common terms and definitions used during the premium audit process.
This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.
Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.