Cars on highway

Commercial auto and fleet

Keeping your fleet moving

Managing commercial auto exposures and costs poses an ongoing challenge to businesses across a variety of industries, whether for a few vehicles or an entire fleet.

Trends like crowded roads, distracted driving, a shortage of skilled commercial drivers, and rising repair costs all contribute. The challenge is more than spotting potential risks, though — it’s also knowing how to mitigate and protect against them. Our commercial auto solutions are designed to do just that.

A protective partnership

Solutions for complex risks

Any company with commercial vehicles deals with accidents – and with each come the time and money spent on repairs, medical bills, and legal expenses, which can be significant after a major incident.

Our commercial auto solutions can provide coverage for liability, physical damage, bodily injury, uninsured motorists, and more so that you can minimize losses, get back on the road quickly, and protect your brand.

Expertise that delivers

While our commercial auto solutions are built on a foundation of strength and expertise, we know each company has different challenges. Our underwriters tailor solutions across a wide range of sectors and can craft programs based on your specific industry, fleet, location, and usage.

Combine that with risk control professionals who can offer guidance and tools to help your company shape a safer driving environment through practices like:

  • Developing a fleet safety program
  • Hiring qualified drivers
  • Establishing policies for distracted driving and personal vehicles
  • Leveraging telematics to identify unsafe driving behaviors

When it comes to controlling your company’s commercial auto exposures, look to us to help you maximize safety and mitigate the risk of accidents.

Better control over claims

When an accident occurs, our auto liability claims team puts its experience to work. We help manage losses and downtime so your business and drivers can move forward with the following experts and resources:

  • Auto liability claims professionals, with expertise in both commercial and personal auto coverage, that are prepared to resolve claims – from low to high complexity
  • General damages and medical pricing tools to help shorten evaluation time
  • An extensive counsel panel for litigation management
  • Advanced analytics to review legal bills
  • Virtual appraisals and access to our extensive guaranteed repair network of shops so your company can quickly get vehicles back in operation

Equipped with specialized insights, advanced technical tools, ongoing training, and in-depth knowledge of state-specific regulations, our people are empowered to do their best work for you.

Related insights

This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.

Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.