Generating better protection
Energy companies keep the world moving. But weather patterns, regulatory changes, environmental contaminants, and more continue to complicate the risk landscape for this important sector.
We can help protect oil and gas, power and utility, and alternative energy companies against risks that can diminish their financial, environmental, and reputational standing.
A protective partnership
Solutions for complex risks
With so much on the line, our energy customers rely on us to help them manage the unique hazards of the industry. How do we do that? With dedicated teams of underwriting talent all focused on the energy sector.
We offer fully integrated insurance solutions across core, specialty, and surety lines that address each company’s full risk profile, including:
- Commercial auto
- Directors and officers
- Fidelity and crime
- General liability
- Inland marine
- Site pollution incident legal liability
- Surety bonds
- Umbrella and excess liability
- Workers compensation
With flexible program options, including guaranteed cost, small or large deductible, incurred or paid loss retrospective, captive, rent-a-captive, and excess above self-insurance, our underwriters are prepared to design solutions that meet customers’ needs.
And every solution is backed by our global reach and resources as a Fortune 100 company.
Expertise that delivers
From oil and gas refining and pipeline contractors to electric utilities and mining processing facilities, energy companies can be more productive when risk is well-managed.
With dedicated teams of underwriting, risk control, claims, and account service professionals, our people can help companies manage key energy risks such as:
- Crane and rigging safety
- Environmental pollutants such as PFAS
- Falls from heights
- Fleet management and driver fatigue
- Occupational disease hazards such as loud noise, volatile organic compounds, and silica
Our teams take a consultative approach to develop practical, holistic risk mitigation strategies specific to the energy sector.
Services in sync
Because just one job site accident can lead to significant losses, we’ve assembled a star team of in-house professionals and related services for our energy customers.
Whether we’re helping you onboard smoothly or get back on track after an environmental incident, we see every interaction as an opportunity to exceed expectations.
With our energy offering, customers can benefit from:
- Dedicated claims teams for auto/liability, workers compensation, environmental, and surety
- Energy claims professionals with specialized training and education such as PETEX®
- Defense firms with energy attorneys who understand and apply current case law and legislation
- Sample testing through our industrial hygiene lab
- A secure portal for account management and to report casualty claims via our risk-management information system
- Risk control guidance and materials available online and by phone
Look to us for flexible insurance programs, proactive service, and high-quality claims experiences to help you realize a lower total cost of risk.
This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.
Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.
All trademarks are the property of their respective owners.