Building

Real estate

Protection for real estate portfolios

Whether they’re new projects or redeveloped spaces, the assets in large real estate portfolios require specialized protection. But the buildings themselves are just part of the equation. Real estate risk-management professionals should also consider employees, tenants, visitors, equipment – even the weather – when safeguarding against the industry’s varied exposures.

From real estate investment trusts to commercial real estate owners, customers count on us to provide tailored insurance solutions to help protect their office buildings, warehouses, retail outlets, and more.

A protective partnership

Solutions for complex risks

Whether your real estate properties are office spaceindustrial, or warehouserisks facing this fast-changing industry are like no other. We take a tailored, all-lines approach to meet the needs of real estate companies, offering an extensive array of coverages, including:  

  • Commercial auto, with options for garagekeepers and valet parking  
  • Cyber liability 
  • Environmental 
  • Equipment breakdown 
  • General liability 
  • Management liability 
  • Professional liability 
  • Property 
  • Umbrella/excess liability 
  • War and terrorism 
  • Workers compensation 

We’ll also work with you to determine the right program structure, whether it’s guaranteed cost, large deductible, retrospective, excess self-insurance, or captive/rent-a-captive.  

And every solution is backed by our strength and stability as a Fortune 100 company.  

Expertise that delivers

From the very start, you’ll feel the synergy between our underwriting, risk control, account service, and claims teams, all focused on protecting real estate businesses.

Because we understand the relationships between real estate businesses and their tenants, suppliers, and contractors, we’re better equipped to help identify and respond to key real estate challenges like:

  • Building maintenance
  • Extreme weather events
  • Guest and tenant accidents and injuries
  • Security, landscape, snow removal, and janitorial services
  • Tenant turnover and changing occupancies
  • Sustainability and green buildings

Whether a customer wants to reduce the risk of slips and falls or make the transition to a green building, our teams take a consultative approach to develop practical, holistic risk mitigation strategies specific to the real estate industry.

Services in sync

Count on us to deliver responsive service and support, whether we’re helping you onboard smoothly, improve safety programs, or resume operations after an equipment breakdown. Our teams see every interaction as an opportunity to exceed expectations.

With our real estate offering, you can benefit from:

  • Specialized claims teams for property, complex liability, environmental, workers compensation, and management liability that are empowered to deliver positive outcomes
  • A secure portal for account management and to report casualty claims via our risk-management information system
  • Sample testing from our industrial hygiene lab
  • Safety and risk mitigation guidance and materials available online and by phone

Our teams provide flexible insurance programs, proactive service, and high-quality claims experiences to help protect your properties and other assets, keep your employees safe, and lower your total cost of risk.


Get in touch

Our commercial and specialty insurance products and services are distributed through brokers and agents. If you are interested in our solutions for your business, please contact your agent or broker. If you are an agent or broker, please reach out to our team for more information.

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Emily Hearne

Industry Practices Director
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Small business

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This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.

Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.