Environmental liability solutions
Development projects carry significant environmental risks. Liberty Mutual Environmental offers a full suite of tailored environmental liability solutions to help contractors, developers, and property owners manage unknown contamination and legacy pollution that can disrupt work and cause costly, unexpected delays. With targeted coverage and proven risk expertise, we help you move projects forward with confidence.
Contractors Environmental Legal Liability (CELL)
Construction activities can release or disturb contaminants in soil, groundwater, or building materials containing pollutants. CELL coverage protects contractors against third-party liability claims when pollution arises from their work.
Learn more
Site Pollution Incident Legal Liability Select (SPILLS)
Properties with prior industrial, commercial, or unknown uses may hide environmental risks. SPILLS coverage addresses both known and unknown pollution on, under, or migrating from properties, protecting owners and developers from expensive cleanup costs, legal defense costs, and third-party liability claims.
Learn more
Site Pollution and Contractors Environmental (SPACE)
For development projects needing both contractor and site coverage, our unique SPACE policy combines CELL and SPILLS coverage to deliver seamless protection under a single policy form. It reduces the potential for coverage gaps, simplifies administration, and includes exclusive enhancements not available with separate policies.
Learn moreWhy choose Liberty?
Get more than great coverage.
Valuable services
Liberty Mutual provides more than a great policy:
- 24/7 emergency claims response hotline
- Rapid on-site response to claims nationwide
- Pre- and post-crisis management
- Public relations services
- Government compliance and regulatory support
- Contract review services
Outstanding claims management
Our dedicated environmental claims team brings specialized knowledge and collaborates with our underwriters and the rest of the team to deliver the best possible results.
- Nationally recognized panel counsel
- Centralized claims notification department
- Single point of contact for simplified communication
- Open dialogue throughout the claim lifecycle
- Regional claims presence
Expertise that helps lower risk
Connect with our national network of environmental consultants for cutting-edge risk-mitigation guidance. Turn to our risk management services team for risk mitigation strategies, guidance on regulatory compliance, and assistance preparing for complex government acts.
Ready to protect your investment, business, and reputation? Contact us to learn how our environmental coverage is designed for your development projects’ unique challenges.
Get started
This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.
Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.
