Architects and engineers professional liability
Protection for design professionals
Architects and engineers rely on experience, industry best practices, and a deep commitment to customer satisfaction to succeed on projects. But sometimes, work doesn’t go as planned and they may face lawsuits related to mistakes that occur during a project. Even if a claim is without merit, the financial and reputational damage to the firm can be significant.
Our architects and engineers professional liability solutions help protect designers, architects, engineers, consultants, and subcontractors, as well as the firms they belong to, against legal, financial, and reputational risk arising from the services they provide.
A protective partnership
Solutions for complex risks
From foundation to rooftop, architects and engineers carry responsibility for plans on complex projects. And they face an array of liability exposures for their work that can result in costly claims.
Our architects and engineers (A&E) professional liability solutions provide important protection to design professionals and their firms. Our flexible A&E products are available on a practice or project-specific basis and include the following:
- Primary and excess A&E professional liability
- Project-specific excess professional liability
- Professional liability for design-build and construction managers
- Contractors professional liability which includes a contingent design liability policy
Whether it’s for a single project or multiple mega-projects over the course of years, each policy is backed by the strength and stability of a Fortune 100 company.
Expertise that delivers
When you work with us, you benefit from not just the right coverage, but also guidance and support to meet your company’s needs.
Our A&E underwriters and claims professionals have a deep understanding of the construction industry and work together to stay on top of trends, identify key loss drivers, and help customers manage costs related to settlements, litigation, and damage awards stemming from claims alleging:
- Mistakes and oversights
- Design flaws or defects
- Failure to deliver contracted services
- Other wrongful acts
And we combine this expertise with a customer-centric service approach that keeps your risk-management goals top of mind. If issues arise, count on us to help protect your firm and its employees, finances, and reputation.
Better control over claims
Customers feel our commitment to superior service at every stage of the claims process, from first notice of loss to final resolution. With ongoing training, highly experienced senior claims leaders, and a culture that promotes proactive decision making, our claims teams are empowered to deliver better outcomes.
And because they work closely with the underwriters who develop our liability coverages, these seasoned claims professionals are better equipped to resolve claims quickly, limit litigation, and control costs.
With our A&E professional liability solutions, customers can benefit from:
- Dedicated claims specialists with in-depth experience investigating, evaluating, negotiating, and resolving A&E professional liability claims
- Flexibility to select legal counsel from our approved roster of attorneys
- Access to online risk–management resources and training via our secure portal
- Deductible credit available for claims settled through mediation
- Deductible credit available for claims resulting from a previously reported circumstance
This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.
Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.