Northwest group programs

Group programs for Northwest businesses

If you’re looking for a quality pricing option and plan selection for your property and casualty insurance coverage, joining a group program together with companies that have similar business needs can be an attractive option.

For the past 30 years, Liberty Mutual Insurance has offered a variety of group programs in the Northwest that provide several advantages: 

  • By pooling your premium with those of other businesses, you’ll have access to a selection of high-quality plans. 
  • Sharing risks with businesses that have similar needs can also lower costs. Your business could benefit from premium returns, discounts, or dividends based on the group’s safety performance. 
  • We’ll help you keep your workplace safe with workforce training tools, safety recommendations, and job site resources that are relevant to your business.

Contact anindependent agentnear you to find out more about joining one of the following group programs: 


  • Liberty Premier Contractors Group (LPCG) in Montana — Montana only

    As a member of the LPCG in Montana, you’ll have access to one of the most experienced and stable workers compensation program offerings in the construction industry.  

    Effective July 1, 2019, the LPCG retro program transitioned from a group retrospective rating plan to an individual guaranteed rate policy. As a participant in this group, you will continue to agree to comply with LPCG member expectations, including a signed safety commitment letter and implementation of loss prevention techniques unique to your business.  

    In lieu of a retro refund, members will receive an upfront discount of up to 15 percent for your demonstrated commitment to promoting safe practices in the workplace. 

  • Oregon Restaurant and Lodging Association (ORLA) — Oregon only

    For 30 years, Liberty Mutual has worked with the ORLA to offer an exclusive property, auto, and liability program and a workers compensation program to the Oregon hospitality industry. Learn more about our property, auto, and liability program or contact your independent agent.

  • Associated Oregon Loggers (AOL) – Oregon only

    We’ve supported the specialized needs of Oregon loggers for more than 50 years. Eligible AOL members can join this exclusive group dividend liability program.

This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.

Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.