Cyber liability
Where there’s risk, there’s Resolution™
The cyber threat landscape never stands still. New attack methods, supply-chain exposures, and AI-driven risks make it essential for organizations to build — and continually maintain — strong cyber risk management practices. Our suite of cyber products, Liberty Cyber Resolution™ and Liberty Tech Resolution™, deliver more than insurance: they pair flexible, market-leading coverage with an integrated team of experts who help you understand your risk profile, strengthen your defenses, and respond decisively when incidents occur.
As a long-term, mutual insurer with global scale and local presence, Liberty Mutual combines dedicated cyber underwriters, advanced risk-engineering tools and methodologies, and regional claims specialists who bring hands-on incident response informed by global loss-trend intelligence. That means faster decisions, prioritized mitigation plans, and rapid recovery — helping organizations protect reputation, restore operations, and move forward with confidence.
Our products:
- Liberty Cyber Resolution™ — Comprehensive first and third-party cyber coverage with proactive risk mitigation and rapid incident response.
- Liberty Tech Resolution™ — A blended cyber and Tech E&O solution tailored to the unique exposures of technology companies.
Partnering for cyber resilience
Expertise that delivers
Liberty’s cyber underwriters are more than policy writers — they’re technical, collaborative partners who translate complex cyber exposures into tailored coverage solutions. Our specialists spend time understanding each client’s business and risk appetite so they can structure solutions that balance protection, operational continuity, and growth.
What our underwriters bring
- Tailored solutions: coverage options designed to match specific exposures — from extortion and data restoration to reputational harm and cyber-crime.
- Flexible placement capability: authority to write business across retail and wholesale markets and support primary and layered programs.
- Faster, empowered decisions: underwriters make real-time, confident decisions within clear appetite and pricing guardrails.
- Data-driven insight: integration with real-time data, advanced analytics and predictive models to inform pricing and risk selection.
Global risk engineering
Liberty’s global cyber risk engineering practice pairs seasoned security leaders with innovative tools and proven methodologies to deliver actionable, prioritized mitigation plans. Our goal is to convert risk assessments into clear, practical steps that reduce exposure and accelerate recovery.
What we provide
- The Liberty Lenses framework: a structured assessment that targets IT, security, resilience and partner dependencies, delivering prioritized, scalable remediation plans aligned with business priorities.
- Industry-leading analytics and global expertise: an assessment engine that blends robust data, peer benchmarking, claims-based predictive and severity simulation models, and generative-AI summaries.
- Curated vendor partners and proactive loss control: access to vetted security providers, exclusive partner offers, and tailored services to close gaps efficiently.
- Education and outreach: regionally adapted training, communications, and engagement to raise awareness and embed resilient behaviors across the organization.
Better control over claims
When an incident strikes, speed and coordination make the difference. Liberty’s regional cyber claims teams combine hands-on incident preparedness and response capability with global trend intelligence to guide organizations through an incident and restore operations as quickly as possible.
How we support recovery
- Rapid, 24/7 response: claims professionals typically respond within the hour via hotline, email, or our Cyber Response mobile app to start containment and recovery quickly, available on iOS and Android devices.
- Preapproved incident response panel: access to DFIR partners and incident response law firms worldwide; engaging panel counsel can result in $0 retention for incident response services.
- Local handlers, global insight: a dedicated regional claims contact delivers local regulatory and legal expertise while leveraging centralized loss-trend intelligence to anticipate and mitigate emerging exposures.
- End-to-end coordination and preparedness: tailored onboarding, optional mock claim exercises, and tight collaboration with underwriters and risk engineers to streamline remediation, limit financial loss, and protect reputation.
Get the 2/47 Liberty Mutual Cyber Response app
Get in touch
Our commercial and specialty insurance products and services are distributed through brokers and agents. If you are interested in our solutions for your business, please contact your agent or broker. If you are an agent or broker, please reach out to our team for more information.
Related insights
This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.
Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.
