Specialty casualty

In the construction industry, there’s no such thing as a “simple” project – and we’re ready to help businesses tackle their most complex liability challenges head on. Count on us to deliver expert underwriting, responsive service, and targeted solutions for the construction sector.

Coverage highlights:

• Primary limits: $1M/$2M/$2M, $2M/$2M/$2M, $2M/$4M/$4M
• Excess limits up to $50M

Additional solutions:

• Designers and contractors professional liability. Helps protect design-build contractors against claims alleging defects or other mistakes during construction projects.
• Owners protected and professional indemnity. Offers added protection over primary professional liability policies and can help safeguard project owners against damages resulting from first- and third-party claims of negligence.

Our solutions can meet the needs of a broad array of construction operations, including commercial wrap-ups/project specific and owner’s interest and practice policies as well as contractors for commercial general, water and sewer, waterproofing, and more.

Energy companies keep the world moving. With so much on the line, having the right protection to manage unique and far-ranging liability risks is critical.  Our excess liability solutions offer that protection. Count on us to deliver expert underwriting, responsive service, and customized solutions for the energy sector.

Coverage highlights:

• Limits up to $25M
• Available on a claims-made and occurrence basis

Our solutions can meet the needs of a variety of energy companies, including onshore and offshore lease operators and nonoperators, oil and gas equipment, tool manufacturers and lease site products, pipeline operations, gas processing plants, refineries, petrochemical manufacturers, and hard rock, metal, and mineral mining operations.

Catastrophic claims don’t happen every day – but without the right protection, one high-cost occurrence can damage a company’s reputation, market share, and bottom line. Our solutions can help protect businesses from these events.  Our team is ready to deliver expert underwriting, responsive service, and tailored solutions.

Coverage highlights:

• Up to $10M lead umbrella capacity
• Up to $50M excess capacity
• Available on an occurrence or claims-made basis

Our excess and umbrella liability solutions are suited for a range of business types, including contractors, distributors, financial institutions, manufacturers, real estate and hotels, retailers, and wholesalers.

We cover specialized general liability for a wide range of industry groups, including manufacturing, energy, commercial construction, services wholesale, and real estate. And we can offer a flexible approach and comprehensive product offering to address a variety of general liability risks.

Coverage highlights:

• Primary limits: $1M/$2M/$2M, $2M/$2M/$2M, $2M/$4M/$4M
• Available on a claims-made and occurrence basis

When work takes place on or close to railroad tracks, having the right insurance protection is critical. We are ready to help, bringing expert underwriting, responsive service, and targeted solutions to address the unique and complex exposures of the railroad sector.

Our railroad liability solution helps protect railroad operations against first- and third-party risks and includes the following coverages:

• General liability (GL)
• Excess liability
• Railcar lessors (contingent liability)
• Railroad liability
• Railroad property
• Railroad protective liability
• Passenger railroad liability

Coverage highlights:

• Primary and excess limits up to $25M (excluding primary GL)
• Primary general liability limits up to $5M
• Property limits up to $10M
• Available on a claims-made and occurrence basis for liability coverages

Our solutions are ideally suited for freight and passenger railroads, railcar lessors, railroad excursion and passenger operations, and track and maintenance contractors.