Environmental excess insurance

Extra environmental protection

We recognize that some businesses need an extra layer of protection for environmental exposures. Across casualty, pollution legal liability, contractors pollution liability, and more, our environmental excess solutions from Ironshore can help.

Backed by the financial strength, stability, and experience of a Fortune 100 carrier, these excess solutions complement our customers’ primary or underlying policies, as well as self-insured ventures.

A protective partnership

Solutions for complex risks

Companies with complex environmental risks choose to work with us for our full suite of solutions – including excess coverage. Using flexible follow-form solutions, we’re able to offer added layers of protection over existing environmental coverage, including:

  • Our policies or other approved insurers with an A- or better rating
  • Contractors pollution
  • Fixed-site pollution legal liability
  • EPIC, automobile, and employer’s liability
  • General liability, pollution insurance liability, and environmental professional liability combination programs

And with limits available up to $50M, midsize and large companies are better prepared for even the most complex environmental risks.

Expertise that delivers

You benefit not just from our tailored coverage, but from the collaboration and knowledge sharing that drives our underwriting and claims professionals.

Our team offers specialized environmental expertise for customers within this niche. Look to us for excess solutions that address your company’s specific risk-management needs and help protect it from large environmental losses.

Whenever you work with us – from program design and incident response to crisis management and claims assistance — you’ll benefit from dedicated professionals that understand every facet of today’s environmental risk.

Better control over claims

When a major environmental incident occurs, a quick response is important. As your insurance partner, you can count on us to jump into action.

Our claims professionals work closely with the underwriters who craft our insurance solutions, so they have a deep understanding of environmental risks and our customers’ programs, no matter how complex.

Armed with this insight, along with support from highly experienced senior claims leaders, ongoing training, and a culture that promotes proactive decision making, our people are empowered to resolve claims quickly and with each customer’s best interests in mind.

Our environmental customers also benefit from the following support and value-added services:

  • 24/7 emergency claims response hotline (1-888-292-0249)
  • Rapid on-site response via our Liberty Mutual Enviro Response mobile app
  • Crisis management and public relations services
  • Contract review services
  • Regulatory compliance assistance
  • Risk mitigation consultation

Even with the largest, most complex environmental losses, we deliver an exceptional claims experience that helps minimize potential liability and helps protect your business and brand.

Get in touch

Our commercial and specialty insurance products and services are distributed through brokers and agents. If you are interested in our solutions for your business, please contact your agent or broker. If you are an agent or broker, please reach out to our team for more information.

Environmental submissions

When environmental incidents occur, a prompt response is important.

With Liberty Mutual Enviro Response, our mobile claims app, environmental customers benefit from real-time access to claims professionals and resources at the push of a button.


Related insights

This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.

Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.