Bonds and guarantees in Norway

Local and multinational solutions

Liberty Mutual Surety’s Norway team, formerly House of Guarantees, has been the guarantee provider of many leading businesses in Norway and Sweden since initiation in 2018.

Liberty Mutual Surety is the largest provider of bonds and guarantees worldwide, based on publicly available data. In Norway, surety bonds are underwritten by Liberty Mutual Insurance Europe SE, which is rated “A” from Standard & Poor’s.

As a mutual insurance company, we focus our full attention on our customers and agencies. It is important for us to take into account the specific needs of each individual customer, so that we can offer relevant solutions to the challenges that customers face across borders. 

Our in-depth knowledge of the market and our understanding of your business make us proud. This is why we are always focused on building long-term relationships with the customer at the center.

Specialized surety services

Liberty Mutual Surety offers a wide range of warranty products and currently has more than 450 customers in various industries in Norway. Thanks to our broad issuance capabilities and our responsiveness, we respond effectively to the guarantee needs of local and multinational companies. In Norway we provide:

  • Housing guarantees
  • Builder’s guarantees
  • Tax deduction guarantees
  • Contractor’s guarantees
  • Rental guarantees
  • Customs guarantees
  • Payment guarantees
  • Performance guarantees
  • Advance payment guarantees
  • Warranty guarantees
  • Permit guarantees
  • Decommissioning guarantees

For more information on these products, download this brochure.

Liberty Mutual’s surety operations in Europe, Asia Pacific, North America, and Latin America are handled by multilingual local underwriters with in-depth knowledge of local contexts and practices. In addition to Norway, within Europe Liberty Mutual Surety has offices in

  • Belgium
  • France
  • Germany
  • Italy
  • The Netherlands
  • Spain
  • Sweden
  • United Kingdom

Liberty Mutual Surety also has many fronting partners, enabling local expertise and the ability to provide clients with bonds and guarantees in more than 60 countries, including Denmark, Finland and the Faroe Islands.

  • Construction
  • Engineering
  • Oil and gas
  • Defense
  • Naval construction
  • Telecommunication
  • Transportation
  • Renewables
  • Fish farming

Financial ratings assigned to the Liberty Mutual Group of companies are available on our investor relations website.

Learn more

For more information on these products, download this brochure.

Claims

If you have a claim, please email EMEAclaims@libertymutual.com.

Tax deduction guarantee

A tax deduction guarantee can be used by most companies as an alternative to locking the tax deduction funds in a fixed account. The guarantee helps to free up liquidity, which gives scope for using the funds for investments, repayment of loans or other company purposes such as working capital. In addition, this gives the opportunity to free up available capacity with their bank connections.

10000000
5
1.75

* Assumes a deposit rate of 0.25% for existing tax deduction account.


Key contacts

Photo of Daniel Unstad

Daniel Unstad

Head of Surety — Country Manager

Oslo, Norway

Photo of Marius Harsjøen

Marius Harsjøen

Senior Surety Underwriter — Manager

Oslo, Norway

Photo of Thomas Reitan

Thomas Reitan

Sr. Surety Underwriter
Photo of Thomas Linder

Thomas Linder

Sr. Surety Underwriter
Photo of Markus Eldh

Markus Eldh

Sr. Surety Underwriter — Norwegian Underwriting-Claims Liaison
Photo of Nora Waler Frøytlog

Nora Waler Frøytlog

Assistant Surety Underwriter
Photo of Kristine Frivold

Kristine Frivold

Junior Business Controller
Photo of Kristian Opsahl

Kristian Opsahl

Continuous Improvement Project Manager — EMEA, Underwriting Operations, Global Surety
Photo of Aleksander Ebeling

Aleksander Ebeling

Senior Software Engineer

Diego Tasende

Sr. Surety Claims Lawyer

Liberty Mutual Insurance Europe SE, Norwegian Branch, located at Haakon Vlls gate 1, 0161 Oslo with Registration Number 932 545 985. A branch of Liberty Mutual Insurance Europe SE, Registered Office: 5-7 rue Leon Laval, 3372 Leudelange, Grand Duchy of Luxembourg. Complaints can be sent directly to Customer Outcomes Manager, Liberty Specialty Markets 20 Fenchurch Street, London, EC3M, 3AW, United Kingdom, complaints@libertyglobalgroup.com

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